LAT Capital Group, LLC ("LAT Capital," "we," "us," or "our") is committed to protecting the privacy of individuals who interact with our website and services. This Privacy Policy explains what information we collect, how we use it, with whom we share it, and your rights with respect to that information.
By using our website at latcapitalgroup.com or submitting a credit application, you acknowledge that you have read and understood this Privacy Policy.
We collect information you provide directly to us when you submit a credit application or contact us. This may include:
We also collect certain information automatically when you visit our website, including IP address, browser type, pages visited, and referring URL. This information is used for site analytics and security purposes only.
We use the information we collect for the following purposes:
LAT Capital Group acts as a commercial finance broker. As part of our services, we share your application information with third-party lenders, funding sources, and financial institutions for the purpose of evaluating and obtaining financing on your behalf. By submitting a credit application, you authorize this sharing as described in the credit authorization included with your application.
We do not sell your personal information to third parties for marketing purposes. We do not share your information with unaffiliated parties except as described in this policy or as required by law.
We may share your information with:
By submitting a credit application to LAT Capital Group, you authorize us and our lending partners to obtain consumer and business credit reports in connection with your application. Each lender to whom your application is submitted may independently obtain their own credit report. These inquiries may appear on your credit report.
If you are declined for financing based in whole or in part on information in a credit report, you have the right to request the name and address of the credit reporting agency that provided the report, and to obtain a free copy of that report within 60 days.
We take reasonable measures to protect the information you provide to us from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
We strongly recommend that you do not transmit sensitive personal information — including Social Security numbers — via unencrypted email. Our credit application is processed through a secure third-party platform.
We retain personal information for as long as necessary to fulfill the purposes described in this policy, to comply with our legal obligations, and to resolve any disputes. Application information is generally retained for a minimum of five years in accordance with applicable financial recordkeeping requirements.
Depending on your state of residence, you may have certain rights with respect to your personal information, including the right to access, correct, or request deletion of your information. To exercise any of these rights, please contact us at the address below.
Please note that certain information may be retained as required by law or for legitimate business purposes even following a deletion request.
Our website and services are intended for business use by adults. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have collected personal information from a minor, we will take steps to delete that information promptly.
We may update this Privacy Policy from time to time. When we do, we will post the revised policy on this page with an updated effective date. We encourage you to review this policy periodically.
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
LAT Capital Group, LLC
Bowling Green, Kentucky
info@latcapitalgroup.com
latcapitalgroup.com