Practical guides written for business owners, contractors, and dealers — not for finance professionals. Start with the fundamentals or jump to your industry.
Equipment financing lets you acquire the machinery your business needs without paying cash upfront. Learn how loans, leases, and EFAs work — and which structure fits your situation.
Read the guideThe IRS gives you a powerful tool for reducing taxable income on equipment purchases. Here is how to use it correctly.
Read the guideBoth get you the equipment you need — but they work differently for taxes, ownership, and cash flow. Here is how to choose.
Read the guideA low score does not automatically disqualify you. Here is what lenders actually look at — and how to put your best foot forward.
Read the guideGathering your paperwork before you apply speeds up your approval significantly. Here is exactly what to have ready.
Read the guideGetting equipment financed as a new business is harder, but not impossible. Here is a realistic picture of what is available.
Read the guideIf your credit has improved or rates have dropped since you originated, refinancing may save real money. Here is how to evaluate it.
Read the guideUsed equipment financing works differently than new. Lenders treat age, hours, and condition as key underwriting variables.
Read the guideConstruction is one of the most active sectors in equipment finance. Here is how lenders evaluate contractor files and fleet deals.
Read the guideThe car wash industry has unique financing dynamics around revenue models, equipment types, and development scenarios.
Read the guideMedical, dental, and wellness operators have distinct financing considerations around cash flow cycles and equipment obsolescence.
Read the guideDealers who offer financing at point of sale close more deals at higher dollar amounts. Here is how to set up a program.
Read the guideAccountants, insurance brokers, and commercial real estate professionals can earn referral income by connecting clients to equipment finance.
Read the guideReading is good. Getting approved is better. Submit a short application and we will have a credit decision back to you within 24 hours.
Start Your Application